Get S$50 or S$20 worth of FairPrice e-vouchers when you apply for NTUC Plus! Visa Credit or Debit Card and make 3 transactions on your approved card.
Plus, apply together with NTUC-OCBC Starter Account to get additional S$50 worth of FairPrice e-vouchers simply by:
Crediting your monthly salary of S$1,000 or more via GIRO into your NTUC-OCBC Starter Account.
Terms and Conditions ApplyThere is no annual fee for NTUC Plus! Visa Credit Card and NTUC Plus! Visa Debit Card (prevailing union membership fee applies).
The interest rate for NTUC/OCBC Plus! Visa Credit Cards is 26.76% per annum. If we do not receive full payment by the due date, a minimum charge of $2.50 a month, calculated from the transaction date, will be billed to your account.
Account balance | Prevailing rates (per year) | Rates from 1 July 2020 (per year) |
---|---|---|
First S$50,000 | 0.10% | 0.05% |
Next S$450,000 | 0.15% | 0.05% |
Above S$500,000 | 0.10% | 0.05% |
(with minimum salary crediting amount of S$1,000 month via GIRO and at least 3 transactions on your NTUC Plus! Visa Credit/Debit Card monthly)
Account balance | Prevailing rates (per year) | Rates from 1 December 2020 (per year) |
---|---|---|
First S$50,000 | 0.90% | 0.40% |
Initial deposit
monthly service fee
island-wide ATMs
Your NTUC Plus! Visa Card is not only a credit / debit card, but also an ATM card to access your NTUC-OCBC Starter Account.
At MRT stations, FairPrice outlets, Caltex stations and all major shopping malls.
Find nearest ATMsDeposit your cash at any OCBC ATM PLUS at FairPrice outlets, OCBC Cash Deposit Machine or OCBC branch (subject to over-the-counter transaction fees), or drop your cheque at any OCBC Quick Cheque Deposit Box.
SGD cheque books are available on request at S$10 per cheque book. Fill up the cheque book request form and mail it to us, or call 6781 7090 (press 2).
Access cash overseas at ATMs with the Visa / PLUS logo, or at OCBC ATMs in Malaysia and Indonesia.
View transaction feeBank anytime, anywhere with OCBC Online Banking, OCBC Mobile Banking and Plus! Phone Banking.
Pay any bank's credit card bills online, transfer money locally and to overseas accounts.
Choose to receive paper or electronic monthly statements.
We guarantee a full refund of any money lost due to online banking fraud.
Your spending is automatically sorted by category so you know exactly where your money is going with Money Insights
Still confused? Find out more about online banking
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Get the NTUC-OCBC Starter Account by applying for NTUC Plus! Visa Credit or Debit Card.
Note: NTUC-OCBC Starter Account comes bundled with NTUC Plus! Visa Credit/Debit Card.