Plus! Savings Account

Gives you higher interest rates than other banks

Apply now and get FairPrice e-vouchers.

Limited time offer for new OCBC Card Applicants (valid till 31 October 2020)

Get S$50 or S$20 worth of FairPrice e-vouchers when you apply for OCBC Plus! Visa Credit or Debit Card and make 3 transactions on your approved card.

Plus, apply together with Plus! Savings Account to get additional S$50 worth of FairPrice e-vouchers simply by:

1) Crediting your monthly salary of S$1,000 or more via GIRO into your Plus! Savings Account,


2) Depositing fresh funds of S$5,000 into your Plus! Savings Account and holding the funds for 6 months (until 30 April 2021)

Terms and Conditions Apply


  • Singaporeans, Singapore PRs, and foreigners
  • Plus! Savings Account comes with Plus! Visa Credit / Debit Card

Debit cards

  • Age 16 and above
  • No minimum income required

Credit cards

  • Age 21 and above
  • Minimum annual income of S$30,000 p.a.
  • Minimum annual income of S$45,000 p.a. for foreigners
  • Minimum annual income of S$15,000 p.a. if aged 55 years old and above
How To Apply

How does the Plus! Savings Account interest rate work?

Base interest rate

Prevailing rates (per year)Rates from 1 July 2020 (per year)


Initial deposit


monthly service fee


island-wide ATMs

Easy Way to Access and Manage Your Money

Savings Account linked to Plus! Visa Card

Your Plus! Visa Card is not only a credit / debit card, but also an ATM card to access your Plus! Savings Account.

Daily Banking Convenience

1,200 ATMs at convenient locations

At MRT stations, FairPrice outlets, Caltex stations and all major shopping malls.

Find nearest ATMs

Make deposits

Deposit your cash at any OCBC ATM PLUS at FairPrice outlets, OCBC Cash Deposit Machine or OCBC branch (subject to over-the-counter transaction fees), or drop your cheque at any OCBC Quick Cheque Deposit Box.

Cheque book

SGD cheque books are available on request at S$10 per cheque book. Fill up the cheque book request form and mail it to us, or call 6781 7090 (press 2).

Withdraw cash overseas

Access cash overseas at ATMs with the Visa / PLUS logo, or at OCBC ATMs in Malaysia and Indonesia.

View transaction fee

Online and Mobile Banking

Track your money

Bank anytime, anywhere with OCBC Online Banking, OCBC Mobile Banking and Plus! Phone Banking.

Easy payments and transfers

Pay any bank's credit card bills online, transfer money locally and to overseas accounts.

Electronic statements

Choose to receive paper or electronic monthly statements.

Online security guarantee

We guarantee a full refund of any money lost due to online banking fraud.

Important Notes

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

How to Apply

Get the Plus! Savings Account by applying for Plus! Visa Credit or Debit Card.

Note: Plus! Savings Account comes bundled with Plus! Visa Credit/Debit Card.