Annual fee is S$107 a year for Plus! Visa Credit Card and S$24 a year for Plus! Visa Debit Card.
The interest rate for NTUC/OCBC Plus! Visa Credit Cards is 26.76% per annum. If we do not receive full payment by the due date, a minimum charge of $2.50 a month, calculated from the transaction date, will be billed to your account.
Boost your savings with a deposit account that earns you interest, with absolutely no lock-in period and minimum balance requirement.
Plus! Savings Account interest rates:
|Balances in Plus! Savings Account||Base Interest Rates|
|S$0 - S$50,000||0.1% per year|
|S$50,001 - S$500,000||0.15% per year|
|Above S$500,000||0.1% per year (With effect from 1 September 2019)|
Scenario 1: If customer has S$60,000, for the first S$50,000, he earns interest at 0.1% interest per year and for the next S$10,000, at 0.15% interest per year.
Scenario 2: If customer has S$600,000, for the first S$50,000, he earns interest at 0.1% interest per year and for the next S$450,000, at 0.15% interest per year. His remaining S$100,000 would earn an interest rate at 0.1% per year.
monthly service fee
Your Plus! Visa Card is not only a credit / debit card, but also an ATM card to access your Plus! Savings Account.
At MRT stations, FairPrice outlets, Caltex stations and all major shopping malls.Find nearest ATMs
Deposit your cash at any OCBC ATM PLUS at FairPrice outlets, OCBC Cash Deposit Machine or OCBC branch (subject to over-the-counter transaction fees), or drop your cheque at any OCBC Quick Cheque Deposit Box.
SGD cheque books are available on request at S$10 per cheque book. Fill up the cheque book request form and mail it to us, or call 6781 7090 (press 2).
Access cash overseas at ATMs with the Visa / PLUS logo, or at OCBC ATMs in Malaysia and Indonesia.View transaction fee
Bank anytime, anywhere with OCBC Online Banking, OCBC Mobile Banking and Plus! Phone Banking.
Pay any bank's credit card bills online, transfer money locally and to overseas accounts.
Choose to receive paper or electronic monthly statements.
We guarantee a full refund of any money lost due to online banking fraud.
Still confused? Find out more about online banking
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Get the Plus! Savings Account by applying for Plus! Visa Credit or Debit Card.
Note: Plus! Savings Account comes bundled with Plus! Visa Credit/Debit Card.
Get the application form at OCBC branches.