Domestic Helper Insurance
Enjoy comprehensive coverage at affordable premiums
Secure your maid or confinement nanny’s wellbeing without it being a financial burden, even as she continues to look after you and your family. We offer you the flexibility to customise her coverage through our plans and add-ons depending on your needs for peace of mind. Domestic Helper Insurance underwritten by Income is a contract between the policyholders and Income. Policy terms and conditions apply.
How To ApplyAbout Domestic Helper Insurance
Make room for more convenience and ease of mind for you and your helper. Now, you can look after your helper’s wellbeing without it being a financial burden. Our Domestic Helper Insurance offers comprehensive insurance coverage to ensure your helper is taken care of. You can also choose from various add-ons to ensure that your needs are taken care of.
Key Benefits
Pre- and post- hospitalisation coverage
Up to 90 days pre- and post-hospitalisation treatment coverage1 for your helper
Letter of Guarantee
Waiver of deposits2 required by Singapore government restructured hospitals upon helper’s admission
Local and emergency overseas hospitalisation coverage
Emergency overseas hospitalisation3 insurance coverage for your helper
Still feeling unsure on whether to sign up? See the example illustrating the benefits employers will enjoy under if they take up the optional covers for their domestic helper insurance.
Additional Benefits
MOM Security Bond Protector
You can add on the Ministry of Manpower (MOM) security bond protector to your main plan, which will limit your liability of $5,000 under the security bond to MOM to only $250 if you did not cause the breach of the bond.
Enhance your helper’s coverage for greater protection
By increasing the domestic helper insurance coverage, your helper will receive coverage of up to S$115,000 (or additional coverage of up to $100,000 – as basic coverage is $15,000) for hospital and surgical expenses per year. This ensures you are even more prepared in times of mishap.
Courier service
Opt for this value added service and you can let us handle all the paperwork for your helper’s work permit renewal4 and insurance. What’s more, we will even courier the documents right to your doorstep, offering you unparalleled convenience.
Performance Bond to the Philippines Embassy
If you need to furnish a Performance Bond to the embassy for your helper’s home leave and entrance into Singapore, you can add it on to your main plan or purchase the bond by itself.
- This is payable if your helper is admitted as an inpatient or for day surgery to treat an injury or sickness, provided we pay the hospitalisation claim under the policy. Post-hospitalisation treatment coverage is only for the same injury or sickness your helper was hospitalised for.
- This Letter of Guarantee is only applicable if your domestic helper is hospitalised at a Singapore government restructured hospital, and is capped at a maximum limit of $10,000 per admission. Subject to individual hospital guidelines. Other terms and conditions apply.
- The final claim amount you will receive depends on the relevant pro ration factor applicable to the eligible hospital and surgical expenses being claimed.
- Renewal of work permit is done by NTUC Income Employment Agency (licence no. 96C5724).
Important Notes
This is for general information only. You can find the usual terms and conditions of this plan at www.income.com.sg/domestic-helper-policy-conditions.pdf. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg ).
Information is correct as of 10 April 2019.
Disclaimer: All insurance products underwritten by Income are contracts between the policyholder and Income. Read full disclaimer.
How to Apply
Income
Apply Now
Call us at
6781 7090 (press 2)Monday to Friday, 9am to 6pm