Domestic Helper Insurance

Enjoy comprehensive coverage at affordable premiums

Underwritten by NTUC Income

Secure your maid or confinement nanny’s wellbeing without it being a financial burden, even as she continues to look after you and your family. We offer you the flexibility to customise her coverage through our plans and add-ons depending on your needs for peace of mind. Domestic Helper Insurance underwritten by Income is a contract between the policyholders and Income. Policy terms and conditions apply.

How To Apply

About Domestic Helper Insurance

Make room for more convenience and ease of mind for you and your helper. Now, you can look after your helper’s wellbeing without it being a financial burden. Our Domestic Helper Insurance offers comprehensive insurance coverage to ensure your helper is taken care of. You can also choose from various add-ons to ensure that your needs are taken care of.

Key Benefits

Pre- and post- hospitalisation coverage

Up to 90 days pre- and post-hospitalisation treatment coverage1 for your helper

Letter of Guarantee

Waiver of deposits2 required by Singapore government restructured hospitals upon helper’s admission

Local and emergency overseas hospitalisation coverage

Emergency overseas hospitalisation3 insurance coverage for your helper

Still feeling unsure on whether to sign up? See the example illustrating the benefits employers will enjoy under if they take up the optional covers for their domestic helper insurance.

Additional Benefits

MOM Security Bond Protector

You can add on the Ministry of Manpower (MOM) security bond protector to your main plan, which will limit your liability of $5,000 under the security bond to MOM to only $250 if you did not cause the breach of the bond.

Enhance your helper’s coverage for greater protection

By increasing the domestic helper insurance coverage, your helper will receive coverage of up to S$115,000 (or additional coverage of up to $100,000 – as basic coverage is $15,000) for hospital and surgical expenses per year. This ensures you are even more prepared in times of mishap.

Courier service

Opt for this value added service and you can let us handle all the paperwork for your helper’s work permit renewal4 and insurance. What’s more, we will even courier the documents right to your doorstep, offering you unparalleled convenience.

Performance Bond to the Philippines Embassy

If you need to furnish a Performance Bond to the embassy for your helper’s home leave and entrance into Singapore, you can add it on to your main plan or purchase the bond by itself.

Coverage & Premium Rates

Check from our plans and add-ons:

Check out our full coverage here

Important Notes

This is for general information only. You can find the usual terms and conditions of this plan at This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites ( or or ).

Information is correct as of 10 April 2019.

Disclaimer: All insurance products underwritten by Income are contracts between the policyholder and Income. Read full disclaimer.

How to Apply


Apply Now

Call us at

6781 7090 (press 2)
Monday to Friday, 9am to 6pm