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Enhanced Home Insurance

a home protection plan, exclusively designed to suit your needs.

Protect the things that make your house a home!

Apply for Enhanced Home Insurance now and get 15% off a 3-year plan.

Terms and conditions apply.

Learn how does Enhanced Home Insurance benefits me


We believe your home deserves the best protection. Protect what makes your house a home. For most people, their home is their greatest asset. That is why we have designed an insurance plan that protects you, your family^ and your home against unforeseen events.

Key Benefits

  • Home Protection

    Protection for your home including the building1, renovations2 and contents3

  • personal accident and worldwide liability coverage

    Additional benefits such as personal accident and worldwide liability covering you and your family^

  • Flexibility

    Flexible plans to suit your needs

additional benefits

  • Protection against unforeseen events

    Enhanced Home Insurance protects your home against unforeseen insured events4 such as fire, theft, flood and even damage due to bursting of water pipes or tanks

  • Choose a plan that suits your needs

    Whether you are a homeowner or tenant, we understand that your home and personal contents are important to you. With Enhanced Home Insurance, you can have the flexibility to choose the coverage amount you need for your building1, renovations2 and contents3.

  • Additional Benefits

    For yours and your family's added protection, our plan also covers the additional benefits at no additional premium.

  1. Building means the building structure (but not the foundations), fixtures and fittings based on HDB's or the property developer's standard specifications.
  2. Renovations means improvements and additions made within the premises by you or any previous owner or tenant in the form of fixtures and fittings. For example, this could include flooring, built-in wardrobes and kitchen cabinets. They do not form part of the building cover.
  3. Contents means any physical and movable household items or personal belongings including money and valuables kept within the premises that belong to you or your family members. But it does not include, amongst other items, motor vehicles, pets and items connected with your business or trade. Please refer to the policy contract for the exclusions and the benefit sub-limits for each type of content.
  4. Insured events means:
    1. Fire, lightning or explosion
    2. Being hit by a road vehicle, train, animal, flying object or aircraft which you or your family members do not own or control.
    3. Actual or attempted theft as long as force and violence are used to get into or out of the premises. You must not leave the premises unoccupied.
    4. Bursting or overflowing of domestic water tanks, apparatus or pipes in your premises (but not damage to water tanks, apparatus and pipes and expenses for tracing the source of the leak). The premises must not be left unoccupied.
    5. Hurricane, cyclone, typhoon, windstorm, earthquake or volcanic eruption.
    6. Flood caused by water overflowing or escaping from its normal channels. This includes flood caused by the sea, windstorm, bursting or overflowing of public water mains or any other flow or build-up of water coming from outside the building structures.
    7. Riot, strike or malicious act.

Plans & Coverage

Whether you are a homeowner or tenant, we understand that your home and personal contents are important to you. With Enhanced Home Insurance, you can enjoy the flexibility to choose the coverage amount you need for your building, renovations and contents.

read more

Our plan also covers these benefits at no additional premium.


important notes

This is for general information only. You can find the usual terms and conditions of this plan at

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites ( or or

Information is correct as of date of publish.

Disclaimer: All insurance products underwritten by Income are contracts between the policyholder and Income. Read full disclaimer.

more information

^Your husband or wife and children will be eligible to apply for cover if you, as the Plus! Visa or NTUC Plus! Visa credit- or debit-card principal cardholder, are insured under the plan. The sum assured for your husband or wife or child must not be more than your sum assured unless we have reduced your sum assured due to underwriting reasons. If you end your policy, the policy for your husband or wife and children will also end.

How to apply


call us at

6781 7090 (press 5)