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PA Assurance

Income is here to protect you and your family’s well-being, anytime and anywhere

Travel with peace of mind, for your holidays.

Get 40% off your child’s premium2 if either he or she is insured under the same policy with either you or your spouse!

learn how does PA assurance benefits me

learn about PA Assurance

PA Assurance3 offers you coverage against hefty medical costs incurred in the event of an accident anywhere in the world1. You can also enjoy flexibility in enhancing your protection for coverage against 21 infectious diseases4, giving you added assurance for complete peace of mind.

what you will be covered for

Infectious diseases coverage4

Opt for infectious disease coverage against 21 infectious diseases4, including Zika Virus.

Permanent disability coverage

Payout of up to $1,500,0005 for permanent disability due to an injury caused by an accident.

Medical expenses coverage

Receive up to $20,0006 for medical expenses for injury due to an accident.

Physiotherapy and home modification

Recovery care such as physiotherapy and home modification expenses arising from an accident will be covered.

Child Support Fund

Receive up to $35,0007 in the event of death due to an injury caused by an accident to help support your dependent children’s future educational needs.

  1. You will be covered while you are in Singapore. You will also be covered if you are away from Singapore for no more than 180 days in a row at a time from the date of departure from Singapore.
  2. Plans 1 and 2 cover only children who are:
    • under 18 years of age; or
    • under 25 years of age, unmarried and not on full-time employment, and are primarily dependent on the policyholder for maintenance and support. For example, full-time students or national servicemen.
  3. You can sign up for this plan if you hold a valid Singapore identification document and are between 15 days old and 65 years old. We may continue cover for you up to 75 years old and we may apply new terms; depending on our decision.
  4. This plan does not cover infectious disease diagnosed within 14 days from the policy start date as well as any infectious disease which has been announced as:
    1. an epidemic by the health authority in Singapore or the Government of the Republic of Singapore; or
    2. a pandemic by the World Health Organisation (WHO), from the date of such announcement until the epidemic or pandemic ends.
  5. This benefit limit is applicable under Plan 4. It is subject to the scale of compensation as shown in the Policy Contract. We pay this benefit if you become permanently disabled within 12 months from the date of accident.
  6. This benefit limit is applicable under Plan 4. We pay for the medical expenses for injury due to an accident up to the maximum benefit limit or up to a period of 12 months from the date of the accident, whichever comes first.
  7. This child support fund benefit limit is applicable under Plan 4. We pay this benefit if you suffer an injury and due only to this injury you die within 12 months from the date of the accident.

Dependent child(ren) means the insured person’s child(ren) who are:-
- under 18 years of age; or
- under 25 years of age; unmarried and not on full-time employment; and are primarily dependent upon the insured person for maintenance and support. For example, full-time students or national servicemen

coverage

Check out our full coverage information:

Check out our full coverage here

important notes

This is for general information only. You can find the usual terms and conditions of this plan at www.income.com.sg/pa-assurance-policy-conditions.pdf. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period, and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this plan.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 31 May 2016.

Disclaimer: All insurance products underwritten by Income are contracts between the policyholder and Income. Read full disclaimer.

How to apply

or

call us at

6781 7090
Monday to Friday: 8.30am to 8.30pm