Your shopping cart
Your cart is currently empty
Click here to return to the shop

Plus! Protect

Exclusively for OCBC Plus! and NTUC Plus! Visa cardholders

learn how does Plus! Protect insurance benefits me

Key Benefits

The best way to care for you and your family1 is by safeguarding against life’s uncertainties. We empower you to choose from two plan types, finding one that better suit you and your family’s protection needs. Plus! Protect Classic provides you with essential coverage against death, permanent disability and terminal illness2. Alternatively, you can choose Plus! Protect Prime that provides enhanced protection against 29 critical illnesses3.

  • ESSENTIAL COVERAGE

    Coverage against death, total and permanent disability (TPD before the age of 65) and partial and permanent disability (PPD due to an accident before the age of 65)4



  • PREMIUM RATES

    $100,000 sum assured with premium rate for as little as $15.50 a month5

    Check out our premium rates here
  • Exclusivity

    Exclusively for OCBC Plus! and NTUC Plus! Visa cardholders

additional benefits

  • ENHANCED PROTECTION

    Opt for Plus! Protect Prime that provides coverage against 29 critical illnesses3

  • SUM ASSURED IN THE EVENT OF DIAGNOSIS OF A TERMINAL ILLNESS

    In the event of diagnosis of a terminal illness2, you will receive the sum assured.

  • TWO TIMES THE SUM ASSURED IN THE EVENT OF DEATH DUE TO AN ACCIDENT

    In the event of death due to an accident, you will receive two times the sum assured.

  1. You and your husband or wife and children will be eligible to apply for cover if you, as the OCBC Plus! or NTUC Plus! Visa credit- or debit-cardholder, are covered under the same plan. Cardholder means the principal or supplementary cardholder of at least one valid OCBC Plus! or NTUC Plus! Visa card issued by OCBC Bank. The insured must be a Singaporean, Singapore Permanent Resident or a foreigner who holds a valid Singapore identification document. The sum assured for your husband or wife and children must not be more than your sum assured unless we have reduced your sum assured due to underwriting reasons. If you end your policy or is no longer an OCBC Plus! or NTUC Plus! Visa credit- or debit-cardholder, the cover for you, your husband or wife and children will end. The cover for your husband or wife will also end if you are separated or divorced from your husband or wife.
  2. A waiting period of 30 days from the start date or reinstatement date (if any) of the insured’s cover, whichever is later will apply.
  3. For major cancers, coronary artery bypass surgery, heart attack of specified severity and angioplasty and other invasive treatment for coronary artery, a waiting period of 90 days from the start date or reinstatement date (if any) of the insured’s cover, whichever is later will apply. For the other remaining critical illnesses, a waiting period of 30 days from the start date or reinstatement date (if any) of the insured’s cover, whichever is later will apply.
  4. Partial and permanent disability must happen within 365 days from the date of the accident.
  5. Premium rate is based on insured aged 18 to 30 years old for sum assured of $100,000 under Plus! Protect Classic.

eligibility

You and your husband or wife and children will be eligible to apply for cover if you, as the OCBC Plus! or NTUC Plus! Visa credit- or debit-cardholder, are covered under the same plan. Cardholder means the principal or supplementary cardholder of at least one valid OCBC Plus! or NTUC Plus! Visa card issued by OCBC Bank. The insured must be a Singaporean, Singapore Permanent Resident or a foreigner who holds a valid Singapore identification document.

important notes

This is for general information only. Oversea-Chinese Banking Corporation Limited (“OCBC Bank”) is the policyholder. You can find the usual terms and conditions of Plus! Protect Classic and Plus! Protect Prime in the master policy contracts issued to OCBC Bank. The cover for Plus! Protect Classic and Plus! Protect Prime will automatically end upon the termination of the master policies by either OCBC Bank or Income. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if these plans are suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. These plans do not have any cash value.

Plus! Protect Classic and Plus! Protect Prime are underwritten and issued by Income.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as of 10 December 2018.

Disclaimer: All insurance products underwritten by Income are contracts between the policyholder and Income. Read full disclaimer.

How to apply

or

call us at

6694 8828
Monday to Friday: 9.00am to 5.50pm