Policy terms and conditions applied.
Travel insurance underwritten by Income is a contract between the policy holder and Income.How To Apply
Whether you are planning for a vacation or a business trip, Income Travel Insurance offers you comprehensive coverage so you and your loved ones can enjoy peace of mind when you travel.
We have a wide range of plans that are catered to your family's needs. You can choose from our standard plans, Classic, Deluxe and Preferred plans or opt for one of the 3 Enhanced PreX plans, which will cover you for your pre-existing medical conditions on top of coverage for all other benefits not relating to pre-existing medical conditions. Whether you are travelling for business or pleasure, worry no more as we take care of your travel insurance needs.
Pre-existing medical conditions when you opt for our new Enhanced PreX plans
Travel delay2 not caused by you (including natural disasters)
Medical expenses incurred during your trip
Trip disruption when you or your travelling companion fall ill or get injured while overseas
Trip cancellation (including insolvency of travel agencies)
Loss of money and personal belongings while overseas
Additional expenses3 incurred for postponement of your trip
Activities4 for leisure purposes such as scuba diving, snow-skiing, water rafting and motorcycling
Automatic extension5 of cover if you get delayed due to unforeseen circumstances
Protect you and your family with unlimited number of children insured
For Enhanced PreX Superior and Prestige plans, you will have to co-pay 50% of your expenses claim due to pre-existing medical conditions under benefits in Section 1 – Cancelling your trip, Section 2 – Postponing your trip, Section 3 – Shortening your trip and Section 4 – Trip disruption.
For Enhanced PreX Basic, Superior and Prestige plans, we will not pay the first $100 for each visit of your outpatient medical treatment received overseas as well as overseas outpatient medical treatment by a Chinese medicine practitioner or a chiropractor arising from your pre-existing medical condition or any sickness you knew about. Please refer to the policy conditions for the sub-limit per visit to a Chinese medicine practitioner or a chiropractor.
We will pay you for travel delay if the public transport you are scheduled to travel in during your trip is delayed for more than six hours in a row and is not caused by you.
We will pay you for administrative fees charged by travel agent, tour operator, transport or accommodation providers, additional economy-class transport expenses and additional accommodation expenses of a standard room when you postpone your trip.
This policy does not cover claims for loss or liability directly or indirectly caused by or arising from extreme sports which involve speed, height, danger, a high level of physical exertion, highly specialised gear or spectacular stunts, whether they are played competitively or non-competitively, in a team or individually. Please refer to the policy contract for the exclusions on dangerous activities or sports.
Your coverage period will automatically be extended at no extra cost for the first 14 days while you are overseas if you are:
Family cover provides coverage for 1 or 2 adults who are spouses or partners at the time of purchase and any number of their children who do not need to travel together as long as:
Check out our full coverage information:
This is for general information only. You can find the usual terms and conditions of this plan at www.income.com.sg/forms/policy-conditions/travel.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as of 27 July 2018.
Disclaimer: All insurance products underwritten by Income are contracts between the policyholder and Income. Read full disclaimer.