From 1 July 2020, interest rates for Plus! Savings Accounts & NTUC-OCBC Starter Accounts will be revised to 0.05% p.a. on all account balances. Bonus interest rates for NTUC-OCBC Starter Accounts (With GIRO salary credit of at least S$1,000 + at least 3 Visa transactions on NTUC Plus! Visa Credit/Debit Card monthly) will be revised to 0.6% p.a for the first $50,000. Visit www.ocbc.com/ntuc for more details.
Earn up to 12% rebate on your purchases at Unity with NTUC/OCBC Plus! Visa Credit Cards. From 1 January 2018, in-store bonus rebates awarded for transactions made using your NTUC/ OCBC Plus! Visa Credit or Debit card under the “FP Rebate” category will include rebates for purchases made at Unity stores. Please visit http://www.ocbc.com/plus for more information and the revised Terms and conditions governing NTUC Plus!/Plus! Visa Cards Rewards Programme.
We wish to inform you that, from 9 October 2017, the Plus! Lite Branch at NTUC FairPrice Xtra Jurong Point (63 Jurong West Central 3, #03-01, Singapore 648331) will be closed for renovations.
From 1 July 2017, NTUC Plus! / Plus! Visa Credit / Debit Cardmembers can enjoy 1% LinkPoints rebate for recurring bill transactions charged to Circles.Life. Please click here for full Terms and Conditions.
From 1 September 2017, we will waive the minimum spend requirement of $5 for NTUC Plus! Visa or Plus! Visa cardholders to earn LinkPoints at Cheers outlets. LinkPoints earned from all Visa transaction spent in Cheers will be awarded at the next card account statement.
From 1 October 2017, 0.3% LinkPoints rebate will not be awarded for transactions charged to your NTUC Plus! Visa or Plus! Visa Cards by organisations under these Visa merchant classification codes (MCC): Charity and Social Service Organisatiions (MCC 8398), Religious Organisations (MCC 8661), Cleaning, Maintenance and Janitorial Services (MCC 7349), Real Estate Agents and Managers - Rentals (MCC 6513).
The Terms and Conditions Governing NTUC Plus! / Plus! Visa Card Rewards Programme will be revised from 1 September 2017. We have made changes to Clauses 16, 17, 19(vi) amd have also deleted Clause 23. Please click here to view the revised terms and conditions.
From 1 June 2017, the late payment charge for the Plus! Visa Credit Card will be revised from S$80 to S$100 while the late payment charge for the NTUC Plus! Visa Credit Card will be revised from S$60 to S$100.
NTUC PLUS! VISA DEBIT CARD
From 1 December 2016, we are enhancing our NTUC Plus! Visa Debit Card feature by offering cardmembers 8% rebate at all FairPrice stores and Warehouse Club, if a cardmember charges at least $200 worth of Visa transactions outside FairPrice stores, FairPrice Online, Warehouse Club and Unity stores to his NTUC Plus! Visa Debit Card within the same calendar month. Visit www.ocbc.com/plus for more details and T&Cs.
PLUS! VISA DEBIT CARD
From 1 December 2016, we are enhancing our Plus! Visa Debit Card feature by offering cardmembers 4% rebate at all FairPrice stores and Warehouse Club, if a cardmember charges at least $200 worth of Visa transactions outside FairPrice stores, FairPrice Online, Warehouse Club and Unity stores to his NTUC Plus! Visa Debit Card within the same calendar month. Visit www.ocbc.com/plus for more details and T&Cs.
From 1 January 2017, the annual fee for your Plus! Visa Credit Card (principal card only) will be revised to S$107, including GST. We will automatically waive the fee if you charge at least S$2,500 in Visa transactions per year to your Plus! Visa Credit Card.
From 3 January 2017, interest rates for NTUC-OCBC Starter Account will be revised to 0.1% p.a. for the first $50,000 and 0.15% p.a. for the next $450,000. Visit www.ocbc.com/ntuc for more details.
From 1 February 2017, LinkPoints will not be issued for all Visa transactions made at TransitLink General Ticketing Machines on your NTUC Plus! Visa Credit / Debit Card or Plus! Visa Credit / Debit Card.
With effect from 1 March 2017, we will revise the charges for courier delivery of cheque books.
|Cheque Book Type||Delivery Mode||Current||New|
|SGD Cheque Book*||Express Delivery1||S$18||S$20|
|SGD Cheque Book*||Same-Day Delivery2||S$27||S$29|
|USD Cheque Book||Express Delivery1||USD12||USD14|
|USD Cheque Book||Same-Day Delivery2||USD18||USD20|
Charges are for each delivery trip
*Charge is inclusive of the cheque book fee of S$10.00.
1Delivery on the next business day if request is received by us before 4pm on a business day.
2Delivery is by 5pm, same business day if request is received by us beforee 11am on a business day.
We have also updated the delivery charges in our cheque book request form
With effect from 1 June 2016, the late payment charge for Plus! Visa Credit Card will be revised to S$80. Late payment charge for NTUC Plus! Visa Credit Card will remain at S$60. To ensure prompt payment by payment due date, you may wish to pay by interbank GIRO or via Internet Banking from your NTUC-OCBC Starter Account, your Plus! Savings Account, or your OCBC deposit account.
From 1 May, the following revisions will take place:
From 1 May 2016, cardmembers will enjoy 1 LinkPoint for every $3 worth of Visa transaction instead of $2 worth of transaction (0.33 LinkPoint will be awarded for every $1 transacted).
*defined as Visa transactions outside FairPrice supermarkets, FairPrice Finest, FairPrice Xtra, FairPrice Online, FairPrice Warehouse Club and NTUC Unity stores.
From 1 June 2015, all Instalment Payment Plans charged to your Plus Visa Credit Card or NTUC Plus Visa Credit Card will not enjoy LinkPoints rebates.
With effect from 1 September 2014, any outstanding Balance Transfer Amount will be treated in the same manner as a Cash Advance made through the use of the Card. Hence, the prevailing Cash Advance interest rate of 28.92% will apply to all the outstanding Balance Transfer Amount after the promotional tenure.
With effect from 1 October 2010, new applications for FairPrice Plus Personal Loan will be discontinued.
From 1 January 2017, LinkPoints will not be issued by OCBC for all Cash-On-Instalments on your OCBC Plus! Visa Credit Card or NTUC Plus! Visa Credit Card.
From 31 August 2014, LinkPoints will not be issued by OCBC for every S$1000 balance in Plus! Savings Accounts for account holders on e-statements.
From 30 May 2014, LinkPoints will not be issued by OCBC for bill payment made through OCBC Internet Banking.
With effect from 1 April 2014, LinkPoints will not be issued by OCBC for Visa transactions at NTUC Unity. However, LinkPoints issued by Link merchants continue to apply.
From 1 January 2015, the annual fee for your Plus! Visa Credit Card (principal card only) will be revised to S$80.00, including GST. From 1 March 2015, we will automatically waive the fee if you charge S$2,500 in Visa transactions per year, or more, to your Plus! Visa Credit Card.
From 1 January 2015, the annual fee for your Plus! Visa Debit Card will be revised to S$24.00. From 1 March 2015, we will automatically waive the fee if you charge S$1,200 in Visa transactions per year, or more, to your Plus! Visa Debit Card.
With effect from 1 September 2014, if payment is not made in full by the payment due date on your OCBC Credit Card, interest charges will be calculated at 25.92% per annum (minimum S$2.50 per month) on a daily basis on the outstanding balance and all new purchases charged to your card account from the date of purchase(s).
From 11 May 2012, we have deactivated the overseas ATM cash withdrawal feature on your OCBC cards. You will not be able to withdraw cash from overseas ATMs using your OCBC ATM, credit or debit card that is linked to your savings or current account. However, if you are planning a trip abroad and intend to withdraw cash from overseas ATMs, you may request to have your card(s) reactivated via the following methods:
From 1 July 2012, we will be updating you with your transaction details by sending out SMS notification alerts to your mobile phone number. You will receive instantaneous SMS alerts when you perform the following transactions:
|NO.||TYPE OF SMS ALERTS||DEFAULT ENROLMENT SETTINGS|
|1||Overseas ATM cash withdrawal||Auto enrolment||Any amount|
|2||Local ATM cash withdrawal, top-ups and NETS purchases||Auto enrolment||S$1,000.00 (cumulative)|
|3||Other financial transactions via ATM||Auto enrolment||S$1,000.00|
Other account debit alerts*
- Others (e.g. financial transactions via Phone Banking)
|No auto enrolment||Amount shall be determined by customer|
|5||Online Banking payments and transfers||Auto enrolment||Any Amount|
|6||Update of contact details via ATM and Online Banking||Auto enrolment#||-|
|7||Activation / Deactivation of overseas ATM cash withdrawal feature||Auto enrolment#||-|
|8||Activation of credit and debit cards||Auto enrolment#||-|
|9||Change of alert settings||Auto enrolment#||-|
|10||Set-up of GIRO instructions via Direct Debit Authorisation or Automatic Standing Instructions||Auto enrolment#||-|
*If your transaction is equal to or exceeds S$100,000.00, we will send you SMS notification alerts irrespective of the alert setting (available from 6 July 2012).
#You are unable to unsubscribe to this alert as it is mandatory.
You may choose to customise the SMS alert settings via the following methods:
Starting from October 2012, the next generation two-factor authentication (2FA) hardware token will be issued to OCBC Online Banking customers.
This new token is an enhanced personal security device that provides you with an added level of online banking security to authorise selected high-value transactions.
From credit and debit card activation to easy ways of managing your cards, OCBC makes banking safe and convenient for you.
To protect you from online fraud, OCBC will send you an OTP for extra security whenever you make online purchases.
Be alerted via SMS upon your card’s first usage or when a transaction amount above the predefined limit is made to any of your OCBC credit or debit cards. The predefined limit is set to a default value of S$1,000 and the minimum predefined limit you can set is S$100. Please call OCBC at 1800 363 3333 to change your predefined limit.
You need to activate your new or replacement card before using it.
From 1 July 2012, the magnetic stripe on your credit or debit card will be deactivated for local transactions. Thereafter, all local transactions can only be made with the EMV chip on your card. The magnetic stripe on your credit or debit card will, however, continue to be activated for overseas transactions.