An accomplished and seasoned regional consumer marketing practitioner, Mr Henry Christian brings with him more than 10 years’ experience in Loyalty, CRM, Partnerships and Digital across the retail & financial sectors. Mr Christian joined the loyalty team at NTUC Link on July 2017 and currently leads NTUC Link as General Manager.
Mr Christian’s loyalty marketing journey began in the financial sector with OCBC Bank and American Express and has spanned across department stores such as Robinsons Group and lifestyle retails like Wing Tai and MAP. Experienced in designing, building and operating successful large-scale regional loyalty business such as MAPCLUB (the largest coalition loyalty program in Indonesia), Robinson Group (the largest retail loyalty programme in Singapore), WT+ (the largest fashion loyalty program in Singapore), he understands the importance of brand authenticity and prioritises the customer’s experience.
As a loyalty marketing and CRM expert, Mr Christian regularly shares his experience with fellow practitioners at industry events and radio talk shows and believes that becoming a loyalty guru is a lifelong quest, but one well worth pursuing.
Mr Christian holds a Bachelor of Science in Accounting and Finance (First Class Honours) from The London School of Economics and Political Science (LSE).
Senior Vice President
Mr Charlie Ang leads the strategic partnership of key accounts and drives merchant growth on our platforms.
Mr Ang has worked in the banking industry for more than 20 years, covering roles such as treasury, lending, wealth, product and partnership management in American Express, Standard Chartered, and Citibank. Prior to joining NTUC Link, he was responsible for Card Usage and Loyalty in Citibank where he tripled cards sales with partnerships in dining, travel, shopping and digital categories that powered the bank to be a market leader in issuing sales.
Mr Ang holds a Bachelor of Business Studies (Hons) degree, specializing in Financial Analysis, from the Nanyang Technological University.
Mr William Chung is a seasoned consumer services professional with global experience in financial technologies (fintech), particularly in the payments and loyalty space.
Mr Chung joined the loyalty team at NTUC Link on February 2018 and currently leads the Partnerships team. He is focused on driving revenue growth for Plus! and strengthening the partner ecosystem for FairPrice Group. Stemming from his interest in the evolving world of payments technology, Mr Chung has spent most of his career prior to his incumbent role in global markets such as North America, North Asia and Southeast Asia. He brings valuable expertise to the table gained from working at from multinational organisations such as Mastercard, Visa and BNP Paribas Wealth Management.
Prior to joining NTUC Link, Mr Chung was responsible for driving digital and emerging partnerships growth for Mastercard, working with issuing banks, acquiring banks and non-traditional payment partners within the Asia Pacific.
Mr Chung holds a Bachelor of Science in Finance & Information Technology (Cum Laude) from Singapore Management University.
Strategy, Marketing & Analytics
Ms Ng Hui Teng joined NTUC Link in July 2017 and now leads its Strategy, Marketing and Analytics functions. In her incumbent role, she helps to formulate the company's strategic intent and drive marketing and analytics competencies to have a more complete view of the customer. This yields valuable insights that enable the business to deepen its relationships with customers.
Ms Ng has amassed more than a decade of experience across the public, people, and private sectors. Her experience spans across innovation & strategy, business development, market research, and even a stint as an entrepreneur for her social impact start-up. Prior to joining Link, she was leading international development for fintech at the Monetary Authority of Singapore (MAS). At MAS, she was part of the pioneering team that placed Singapore on the map for financial technologies through the development of a strong global ecosystem of financial institutions, fintech companies, and investors.
Ms Ng holds a Bachelor of Social Sciences (Second Upper Class Honours) in Economics from the National University of Singapore.
Product Development Lead
Digital, Tech & Business Operations
Mr Jonathan Low joined NTUC Link on November 2019 as a Product Development Lead to manage the product and engineering team within Link, as well as Own Brands and Food Solutions (OBFS).
Prior to his incumbent role, Mr Low’s background was largely in software development within start-ups. He co-founded honestbee in 2015 and last served as its CTO. During his time in honestbee, Mr Low built and managed a product and engineering team of 130 strong across 4 engineering hubs - Singapore, Taipei, Ho Chi Minh and Bangalore. The team developed tech products for multiple business verticals and scaled honestbee's products across 8 Asian markets. From product and software development to engineering management, Mr Low brings a wide breadth of experience to Link.
Mr Low holds a Bachelor of Engineering in Electrical Engineering with a Minor in Technopreneurship from the National University of Singapore.
Ms Adeline Kee joined NTUC Link to lead the Finance department in risk management, corporate affairs, legal and compliance.
Ms Kee brings with her over 30 years of experience working across industries in the Asia-Pacific region. She has lent her expertise to multinational organisations listed on the New York Stock Exchange, as well as various privately owned companies in Singapore’s industrial parks. Ms Kee’s functional expertise also extends beyond finance, having covered portfolios in human resources, facility management, technology, and procurement.
Ms Kee holds a Bachelor of Accounting degree from the National University of Singapore (NUS) and is a Chartered Accountant (Singapore). She is an advisor to the Institute of Singapore Chartered Accountants’ (ISCA) Young Professional Accountants Committee, as well as a member of the ICSA’s Investigation and Disciplinary Panel.
Mr Yeo Ruyun joined NTUC Link as a Financial Controller, leading the financial analysis and planning, as well as its controlling functions.
Mr Yeo has amassed more than a decade of professional experience across financial analysis, forecasting, budgeting, reporting, as well as in business partnership, development and audit. Prior to his incumbent role, he was responsible for financial planning and analysis, including business partnering with key stakeholders at HOOQ (a start-up providing video on demand streaming service). He has also been with PSA (a leading global port group), where he performed due diligence on global business opportunities in Group Business Development, financial planning, analysis, and controlling functions in Finance.
Mr Yeo holds a Bachelor of Accountancy (Honours) degree from Nanyang Technological University (NTU) with a Minor in Chinese and Information Communication Technology. He is also a registered Chartered Accountant (Singapore).
Assistant Vice President
Ms Cecilia Lim leads the Human Resource team for both Link and the Customer and Marketing corporate function under FairPrice Group.
Ms Lim has close to 16 years of experience, specialising in talent acquisition, employee relations, total rewards and business partnering. Prior to joining Link, Ms Lim has worked in organizations across the consulting, hospitality, financial services and tech industries. Two of the organizations were vibrant start-ups.
Ms Lim holds a Graduate Diploma in Human Capital Management with Singapore Human Resources Institute and a Bachelor of Science (Hons) degree, specialising in Information Systems and Management from the London School of Economics.