From 1 December 2020, Bonus interest rates for NTUC-OCBC Starter Accounts (With GIRO salary credit of at least S$1,000 + at least 3 Visa transactions on NTUC Plus! Visa Credit/Debit Card monthly) will be revised to 0.4% p.a for the first $50,000. For more details view updated terms and conditions.
From 1 July 2020, interest rates for Plus! Savings Accounts & NTUC-OCBC Starter Accounts will be revised to 0.05% p.a. on all account balances. Bonus interest rates for NTUC-OCBC Starter Accounts (With GIRO salary credit of at least S$1,000 + at least 3 Visa transactions on NTUC Plus! Visa Credit/Debit Card monthly) will be revised to 0.6% p.a for the first $50,000. Visit www.ocbc.com/ntuc for more details.
Earn up to 12% rebate on your purchases at Unity with NTUC/OCBC Plus! Visa Credit Cards. From 1 January 2018, in-store bonus rebates awarded for transactions made using your NTUC/ OCBC Plus! Visa Credit or Debit card under the “FP Rebate” category will include rebates for purchases made at Unity stores. Please visit http://www.ocbc.com/plus for more information and the revised Terms and conditions governing NTUC Plus!/Plus! Visa Cards Rewards Programme.
The Terms and Conditions Governing NTUC Plus! / Plus! Visa Card Rewards Programme will be revised from 1 September 2017. We have made changes to Clauses 16, 17, 19(vi) amd have also deleted Clause 23. Please click here to view the revised terms and conditions.
From 1 December 2016, we are enhancing our NTUC Plus! Visa Debit Card feature by offering cardmembers 8% rebate at all FairPrice stores and Warehouse Club, if a cardmember charges at least $200 worth of Visa transactions outside FairPrice stores, FairPrice Online, Warehouse Club and Unity stores to his NTUC Plus! Visa Debit Card within the same calendar month. Visit www.ocbc.com/plus for more details and T&Cs.
From 1 December 2016, we are enhancing our Plus! Visa Debit Card feature by offering cardmembers 4% rebate at all FairPrice stores and Warehouse Club, if a cardmember charges at least $200 worth of Visa transactions outside FairPrice stores, FairPrice Online, Warehouse Club and Unity stores to his NTUC Plus! Visa Debit Card within the same calendar month. Visit www.ocbc.com/plus for more details and T&Cs.
From 3 January 2017, interest rates for NTUC-OCBC Starter Account will be revised to 0.1% p.a. for the first $50,000 and 0.15% p.a. for the next $450,000. Visit www.ocbc.com/ntuc for more details.
|
Cheque Book Type
|
Delivery Mode
|
Current
|
New
|
|---|---|---|---|
|
SGD Cheque Book*
|
Express Delivery1
|
S$18
|
S$20
|
|
SGD Cheque Book*
|
Same-Day Delivery2
|
S$27
|
S$29
|
|
USD Cheque Book
|
Express Delivery1
|
USD12
|
USD14
|
|
USD Cheque Book
|
Same-Day Delivery2
|
USD18
|
USD20
|
Notes
Charges are for each delivery trip
*Charge is inclusive of the cheque book fee of S$10.00.
1Delivery on the next business day if request is received by us before 4pm on a business day.
2Delivery is by 5pm, same business day if request is received by us beforee 11am on a business day.
We have also updated the delivery charges in our cheque book request form
From 1 May, the following revisions will take place:
|
NO.
|
TYPE OF SMS ALERTS
|
DEFAULT ENROLMENT SETTINGS
|
|
|---|---|---|---|
|
1
|
Overseas ATM cash withdrawal
|
Auto enrolment
|
Any amount
|
|
2
|
Local ATM cash withdrawal, top-ups and NETS purchases
|
Auto enrolment
|
S$1,000.00 (cumulative)
|
|
3
|
Other financial transactions via ATM
|
Auto enrolment
|
S$1,000.00
|
|
Other account debit alerts*
|
|||
|
- Cheques
|
|||
|
4
|
- GIRO
|
No auto enrolment
|
Amount shall be determined by customer
|
|
- Remittance
|
|||
|
- Others (e.g. financial transactions via Phone Banking)
|
|||
|
5
|
Online Banking payments and transfers
|
Auto enrolment
|
Any Amount
|
|
6
|
Update of contact details via ATM and Online Banking
|
Auto enrolment#
|
-
|
|
7
|
Activation / Deactivation of overseas ATM cash withdrawal feature
|
Auto enrolment#
|
-
|
|
8
|
Activation of credit and debit cards
|
Auto enrolment#
|
-
|
|
9
|
Change of alert settings
|
Auto enrolment#
|
-
|
|
10
|
Set-up of GIRO instructions via Direct Debit Authorisation or Automatic Standing Instructions
|
Auto enrolment#
|
-
|
*If your transaction is equal to or exceeds S$100,000.00, we will send you SMS notification alerts irrespective of the alert setting (available from 6 July 2012).
#You are unable to unsubscribe to this alert as it is mandatory.
You may choose to customise the SMS alert settings via the following methods:
Enjoy an enhanced Link Rewards experience:
Only members aged 18 and above are eligible to apply and enjoy the benefits such as:
You’ll be redirected to SCOGA’s website for more information on how to apply for this card
This membership is a rider to Association Membership.
Benefits of Link NTUC Social Membership are as such:
Members interested in applying for this card can do through your respective Association. You may also email to pme@ntuc.org.sg.
| Hospital Bill | S$ |
|---|---|
|
Total Hospital Bill |
55,000 |
|
Basic plan with $15,000 hospital and surgical expenses cover (per year limit) |
|
|
Total claimable under the policy limits |
15,000 |
|
Income pays |
15,000 |
|
Employer pays |
40,000 |
|
Basic plan with $15,000 hospital and surgical expenses cover (per year limit) + additional $30,000 hospital and surgical expenses benefit7 (PER YEAR LIMIT) |
|
|
Total claimable under the policy limits |
65,000 |
|
Income pays |
55,000 |
|
Employer pays |
0 |
| Age next birthday (years) | Monthly premium1 for sum assured | ||||||
|---|---|---|---|---|---|---|---|
|
|
$10,000 |
$50,000 |
$100,000 |
$150,000 |
$200,000 |
$250,000 |
$300,000 |
|
1 to 17 |
$1.55 |
$7.75 |
$15.50 |
$23.25 |
$31.00 |
$38.75 |
$46.50 |
|
18 to 30 |
$1.55 |
$7.75 |
$15.50 |
$23.25 |
$31.00 |
$38.75 |
$46.50 |
|
31 to 40 |
$1.70 |
$8.50 |
$17.00 |
$25.50 |
$34.00 |
$42.50 |
$51.00 |
|
41 to 45 |
$2.75 |
$13.75 |
$27.50 |
$41.25 |
$55.00 |
$68.75 |
$82.50 |
|
46 to 50 |
$2.75 |
$13.75 |
$27.50 |
$41.25 |
$55.00 |
$68.75 |
$82.50 |
|
51 to 55 |
$4.95 |
$24.75 |
$49.50 |
$74.25 |
$99.00 |
$123.75 |
$148.50 |
|
56 to 60 |
$9.00 |
$45.00 |
$90.00 |
$135.00 |
$180.00 |
$225.00 |
$270.00 |
|
61 to 63 |
$14.95 |
$74.75 |
$149.50 |
$224.25 |
$299.00 |
$373.75 |
$448.50 |
|
64 to 65 |
$14.95 |
$74.75 |
$149.50 |
$224.25 |
$299.00 |
$373.75 |
$448.50 |
|
66 to 68 |
$17.80 |
$89.00 |
$178.00 |
$267.00 |
$356.00 |
$445.00 |
$534.00 |
|
69 to 70 |
$20.30 |
$101.50 |
$203.00 |
$304.50 |
$406.00 |
$507.50 |
$609.00 |
| Age next birthday (years) | Monthly premium1 for sum assured | ||||||
|---|---|---|---|---|---|---|---|
|
|
$10,000 |
$50,000 |
$100,000 |
$150,000 |
$200,000 |
$250,000 |
$300,000 |
|
1 to 17 |
$2.35 |
$11.75 |
$23.50 |
$35.25 |
$47.00 |
$58.75 |
$70.50 |
|
18 to 30 |
$2.40 |
$12.00 |
$24.00 |
$36.00 |
$48.00 |
$60.00 |
$72.00 |
|
31 to 40 |
$2.50 |
$12.50 |
$25.00 |
$37.50 |
$50.00 |
$62.50 |
$75.00 |
|
41 to 45 |
$4.20 |
$21.00 |
$42.00 |
$63.00 |
$84.00 |
$105.00 |
$126.00 |
|
46 to 50 |
$4.35 |
$21.75 |
$43.50 |
$65.25 |
$87.00 |
$108.75 |
$130.50 |
|
51 to 55 |
$6.50 |
$32.50 |
$65.00 |
$97.50 |
$130.00 |
$162.50 |
$195.00 |
|
56 to 60 |
$10.45 |
$52.25 |
$104.50 |
$156.75 |
$209.00 |
$261.25 |
$313.50 |
|
61 to 63 |
$17.05 |
$85.25 |
$170.50 |
$255.75 |
$341.00 |
$426.25 |
$511.50 |
|
64 to 65 |
$21.00 |
$105.00 |
$210.00 |
$315.00 |
$420.00 |
$525.00 |
$630.00 |
|
66 to 68 |
$38.95 |
$194.75 |
$389.50 |
$584.25 |
$779.00 |
$973.75 |
$1,168.50 |
|
69 to 70 |
$44.85 |
$224.25 |
$448.50 |
$672.75 |
$897.00 |
$1,121.25 |
$1,345.50 |
1 Premiums must be paid using your OCBC Plus! or NTUC Plus! Visa credit- or debit-card. All coverage will end if you fail to maintain at least one OCBC Plus! or NTUC Plus! Visa card issued by OCBC Bank.
2 You and your husband or wife must be at least 16 years old at the point of application. The oldest you and your husband or wife can take up the policy is age 60 and coverage will end when you or your husband or wife reaches the age of 70.
3 Your child must be at least 15 days old at the point of application. The oldest your child can take up this policy is age 17. Your child’s cover will end when your child reaches the age of 25. This plan does not cover any claim or loss arising from insured taking part in full-time National Service.
| Benefit | Maximum benefit limit ($) |
|---|---|
|
Professional fees |
10% of total benefit limit of building/renovations cover |
|
Removal of debris |
5% of the total benefit limit of building/renovations and contents cover |
|
Temporary cover for new improvements |
10% of the total benefit limit of building/renovations cover |
|
Loss of rental income and extra hotel expenses |
Overall section limit: 10% of the total benefit limit of building/renovations and contents cover |
|
Conservancy charges |
$1,000 |
|
Accidental breakage of mirrors and fixed glass |
$1,000 |
|
Loss of or damage to contents while being temporarily removed from the premises |
Overall section limit: 15% of the total benefit limit of contents cover |
|
Loss of or damage to contents belonging to your domestic helper |
$500 |
|
Replacing locks and keys |
$500 |
|
Deterioration of food in the refrigerator |
$500 |
|
Unauthorised transactions on your stolen atm or credit card |
$1,000 |
|
Family personal accident |
Overall section limit: $50,000 |
|
Medical expenses for injury due to an insured event |
$1,000 |
|
Family worldwide liability |
$500,000 |
|
Loss of domestic pet |
$500 |
|
Emergency cash allowance |
$500 |
|
Stress payment |
$300 |
All insurance policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).